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About Us

Our mission is to provide our customers with the right insurance coverage at an affordable price.

AYE Insurance Agency is a locally owned independent insurance agency founded in Miami Lakes and serving customers throughout the state of Florida. We are committed to excellence, providing exceptional service and offering quality personal and business insurance products.

Our team of professionals are dedicated to solving, at times, a complex dilemma of finding the right coverage at an affordable price. We work with all major insurance providers to ensure you have options and we are available to help you throughout the whole process.

When you work with AYE Insurance Agency, you have personalized service you will only find with a local agent.

An Independent Advantage

We are Independent Agents in Miami Lakes, Florida, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. AYE Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.