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General Liability insurance helps cover lawsuits resulting from an injury or property damage caused by your business. For example, a customer gets injured by a machine in your shop. In addition, general liability can help cover the associated medical costs. This coverage even helps cover claims alleging slander and libel. However, it does not help cover claims tied to your professional services. For those, you’d need professional liability coverage.
Commercial Property insurance helps protect your place of business and the tools you use, such as plastics, injectors, and molds. Commercial property insurance can help cover these tools whether you own them or lease them.
Business Income insurance helps cover your lost income if you can’t run your manufacturing business due to covered property damage or loss, like a fire or storm.
Workers’ Compensation Insurance
Apart from manufacturer’s insurance, most states require workers’ compensation insurance. Workers’ comp helps provide benefits to employees for a work-related injury or illness. Some of these benefits include paying:
If your employee’s family sues you for their injury or illness, this coverage can also help cover your related legal fees
Commercial Auto Insurance
Do you or your employees use personal vehicles to:
If you do, you may want to consider commercial auto insurance. A business auto policy can help provide coverage that’s not usually included in a personal auto policy. For example, this can help cover you or an employee if an accident involving an owned vehicle is used for work.
We know you’re busy. That’s why we’ve made it easy for you to find all the coverage you need in one place. Our team can help manufacturing businesses, like yours, with their insurance quotes today!